• No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!

 

Birmingham Home Mortgages

If you need a mortgage loan in Birmingham, we can assist you by providing you with top-notch service, no matter what kind of Alabama mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain a mortgage loan in Birmingham, Jefferson, Shelby, Hoover, Gardendale, Graysville, Center Point, Homewood, Sylvan Springs, Kimberly or Clay that you need.

Birmingham Mortgage Refinance

Refinancing your mortgage in Birmingham is easy when you have the advantage of an experienced mortgage lender on your side. We'll make sure that when you are ready to refinance your mortgage loan, you're getting the best mortgage rate, and the best deal possible for your needs. Your situation and your mortgage loan are unique to you, so you need a lender that is capable of understanding your unique individual needs. So whether you're in Birmingham, Jefferson, Shelby, Hoover, Gardendale, Graysville, Center Point, Homewood, Sylvan Springs, Kimberly or Clay we can help you get the mortgage refinance that you need, so don't hesitate to get in touch.

We make it EASY to get started.  Please click on the button "Apply Online" above and complete the brief form, and we will be glad to help you with all your Alabama Mortgage needs!

Latest from the Blog

Recent Articles

Dec
19
2014
Lowered Fannie Mae and Freddie Mac Down Payment Requirements
We have some big news for the mortgage industry: Fannie Mae and Freddie Mac down payment requirements have been lowered!  The down payment requirements used to be a standard minimum of a 5% down payment, but it has now been lowered to a 3% down payment.  These new minimum down...
Dec
05
2014
What Do I Need To Know Before Renting My House?
If you're a homeowner, there may be a time where you need to rent out your home for career reasons or to gain some extra cash flow. If you are going to rent out your house, here are some quick tips you need to know: Get an Insurance Policy. Before you rent out your home, you will need to get an...
Nov
11
2014
Behind on Your Mortgage? Learn About Government Options
If you are behind on your mortgage, there is a program for you called HAMP that can easily help you.  Here are the five most common HAMP FAQ Questions: Q: If I already have a HAMP modification that exists, can I use the new principal forgiveness program? You could...
Nov
07
2014
Using Gifted Funds for Your Down Payment
Many people who want to purchase a home often cannot do so because they cannot afford the down payment.  It can take buyers years and years to save up for a down payment, but there is another option: gifted down payments.  This means that part or all of the down payment is made as a...

The Mortgage Company LLC NMLS# 202845
1957 Hoover Court Suite 100
Burmingham, Alabama 35226
Phone: (205) 979-0006
Fax: (205) 979-0007
dpickens@themortco.com