• No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!

 

Birmingham Home Mortgages

If you need a mortgage loan in Birmingham, we can assist you by providing you with top-notch service, no matter what kind of Alabama mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain a mortgage loan in Birmingham, Jefferson, Shelby, Hoover, Gardendale, Graysville, Center Point, Homewood, Sylvan Springs, Kimberly or Clay that you need.

Birmingham Mortgage Refinance

Refinancing your mortgage in Birmingham is easy when you have the advantage of an experienced mortgage lender on your side. We'll make sure that when you are ready to refinance your mortgage loan, you're getting the best mortgage rate, and the best deal possible for your needs. Your situation and your mortgage loan are unique to you, so you need a lender that is capable of understanding your unique individual needs. So whether you're in Birmingham, Jefferson, Shelby, Hoover, Gardendale, Graysville, Center Point, Homewood, Sylvan Springs, Kimberly or Clay we can help you get the mortgage refinance that you need, so don't hesitate to get in touch.

We make it EASY to get started.  Please click on the button "Apply Online" above and complete the brief form, and we will be glad to help you with all your Alabama Mortgage needs!

Latest from the Blog

Recent Articles

Oct
14
2014
Home Renovation Loans: Fannie Mae HomeStyle and FHA 2013k
If you own a home or are planning on owning a home in the near future, there’s a chance that you might want to perform some home renovations. Or you could be planning on purchasing a "fixer-upper." Luckily, there are specific loans for these exact purposes called...
Oct
09
2014
Buying a Condominium and HOAs
If you’ve never before purchased a home, you may be thinking about buying a condo. Condos are great because they allow first time home buyers to enter the housing market with relative ease. However, there are some unique circumstances that come along with buying a condo:...
Oct
03
2014
Watch Out for Refinance Obstacles!
Refinancing your mortgage is usually easier than getting a new mortgage, assuming you're able to refi in the first place. However, refinancing can still be difficult if you don’t handle common problems in the correct way. Here are five refinance obstacles to watch out for...
Sep
25
2014
Calculating Debt to Income Ratio
Your debt-to-income ratio or  DTI is the resulting percentage of dividing your monthly liabilities by your monthly income. Lenders use this number to qualify you for a specific mortgage loan amount. Most mortgages now have a maximum back-end DTI ratio of 43% as a result of the new...

The Mortgage Company LLC
9002 Parkway East Suite E
Burmingham, Alabama 35206
Phone: (205) 836-6034
Fax: (205) 836-6038
dpickens@themortco.com